A few nights ago, at work, I was having a conversation with a couple of the guys about finances. We were discussing the tendencies that people have to spend their money before they actually earn it. What I mean by that is, many people live their lives in debt. Their income would tell them to spend one way but their desires and spending habits push them well beyond that. My co-worker said, “the key to financial happiness is to simply live within your means.” Simply put, if you never spend more money than you actually make, you’ll always have extra. Continue reading “20%”

Protect Your Future

Saving money seems like such an easy thing. Every child has a piggy bank. Parents have savings accounts for the children. Many people begin teaching their kids to save money at an early age as a way to prepare them for adulthood. Though studies have shown that traditional savings accounts are not always the best way to go when building towards the future, it still is a good way to teach children about the benefits of compound interest and not spending more than you make. Continue reading “Protect Your Future”

Save Some Pennies

We all enjoy eating out, right? Whether it’s a run through some fast food joint or a nice sit down meal at a fancier restaurant, we eat it up (intentional, yet unclever pun). My daughter, in particular, loves to go to Mexican restaurants. She doesn’t even want to eat anything off their menu. She just wants the chips and salsa. We typically end up paying for chicken strips or something like that for her though she rarely ends up eating them.  Continue reading “Save Some Pennies”

The Benefit of Budgeting

Over the last two plus years of blogging here at Strange Life, we have often discussed the problems that come with mismanagement of finances. Most people live paycheck to paycheck and struggle when extra expenses come their way. While it can be difficult to get ahead of this problem, with some solid money management practices it is possible. That is the focus today. We are going to be talking about budgeting and why it is necessary.

Continue reading “The Benefit of Budgeting”

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