54 Ways To Save Money

Every summer, across the country, people start laying down their plans for vacation. You’ve worked hard up to that point. Your children are finally out of school so you can plan without worrying about the school schedule. You’ve waited all year for your vacation days at work to kick in. Finally, you are ready…..

YOLO Is Really Bad Advice

You only live once.

YOLO!!!

You hear people throw this phrase around in support of simply living it up. It can often be used as an excuse for just simply going for it. Whatever you want at that moment is worth any risk because….. YOLO…. You only live once.

Save Money Every Day

We’re all trying to find ways to trim our budget. Or, at least, we should be, right? We all understand that spending recklessly without keeping track of where our money is going is a recipe for disaster that, for the most part, keeps the majority of America living paycheck to paycheck.

Tricky Tax Scams

It’s tax time everybody.

Many of you will do your own taxes from your home. Others may take this process to a tax preparer such as H&R Block. Every time I go to Wal Mart, I see people sitting in those little booths while someone inputs their financial information for the previous year in an attempt to find every last penny of extra money that can be claimed.

The best time of year to buy a car in 2019

The last time I made a care payment was sometime in 2014. I remember when my wife and I made the final payment on our Chevy Cobalt. We took the payment book out on the front porch and lit it on fire. There was something therapeutic about watching the pages of that statement book burn off one at a time. I could physically feel my debt shedding away.

26 Side Gigs for Summer Work

Looking for a little extra cash to float you through the summer? Maybe you are planning a vacation and you don’t want to kill your budget in order to go. Maybe you have a job that does not continue through the summer but need to bridge the gap until work starts again.

The 50 Best ETFs of 2019

Around five years ago, I began a journey to get a better handle on my finances. At the time, my wife and I had little to no debt but were not really maximizing the potential for savings on what we had either. We weren’t silly spenders, per se. However, a lot of our extra income would go towards immediate gratification instead of building towards the future.

20%

A few nights ago, at work, I was having a conversation with a couple of the guys about finances. We were discussing the tendencies that people have to spend their money before they actually earn it. What I mean by that is, many people live their lives in debt. Their income would tell them to spend one way but their desires and spending habits push them well beyond that. My co-worker said, “the key to financial happiness is to simply live within your means.” Simply put, if you never spend more money than you actually make, you’ll always have extra.

Protect Your Future

Saving money seems like such an easy thing. Every child has a piggy bank. Parents have savings accounts for the children. Many people begin teaching their kids to save money at an early age as a way to prepare them for adulthood. Though studies have shown that traditional savings accounts are not always the best way to go when building towards the future, it still is a good way to teach children about the benefits of compound interest and not spending more than you make.